At Hexa Finance, we specialise in practical financial solutions designed to support businesses across Wales and the rest of the UK.
The Background
Matthew Jones Ceramics creates tactile ceramic tableware that balances visual appeal with everyday functionality. The pieces are often first noticed for their distinctive colours and sculptural forms, drawing people in from across a room or display.
Alongside producing his own work, Matthew also runs workshops from his ceramics shop, sharing his skills with the local community and helping others engage with the craft. His development as a business owner has also been supported through grant funding from Caerphilly Borough Council, which has played an important role in enabling his growth and providing valuable backing during key stages of his journey.
Matthew’s relationship with Hexa Finance began when he met Adrian Coles, one of our employees, at a Help to Grow event held at Cardiff Metropolitan University. Conversations at the event highlighted shared interests around craft, sustainability, and business development, and the two have remained in contact since. This initial meeting laid the foundations for an ongoing connection, supporting Matthew as he continues to develop his practice and grow Matthew Jones Ceramics.
The Requirements
Matthew required funding to purchase a range of key assets essential for the day-to-day running and growth of his ceramics business. This included specialist equipment sourced from several different suppliers, reflecting the bespoke and practical needs of a working ceramic studio rather than a single off-the-shelf purchase.
Ordinarily, this type of request would be suited to asset finance, where funding is paid directly to a dealership or equipment provider. However, following detailed discussions with Matthew, it became clear that a standard business loan would be more appropriate for his current circumstances. The variety of suppliers involved made asset finance less practical, and greater flexibility was needed to allow Matthew to manage purchases in a way that best supported his workflow.
Another key consideration was Matthew’s intention to strengthen his overall funding position through a government grant. For this to be viable, it was important that the funds were paid directly to him rather than to individual suppliers. A business loan enabled this, giving Matthew control over the timing and allocation of expenditure while also helping him to meet the requirements needed to unlock additional grant funding, including those supported by Caerphilly Borough Council.
The Solution
Business Loan: Following the initial discussions and assessment, a business loan was approved on the same day, allowing Matthew to move forward without delay.
The loan was structured with flexible repayment terms over four years. While loans of up to six years were available, Matthew felt that a four-year term best suited his financial position and future plans, striking a balance between manageable repayments and minimising the overall cost of borrowing.
The Feedback
Matthew Jones, Founder, stated:
“Sourcing finance through Hexa Finance Limited was made easy with the help of Zach. Communication was clear, responses were quick, and the process felt straightforward from start to finish.”
Zach McClymont, Sales Support Executive at Hexa Finance, said:
“Working with Matthew has been a great opportunity to support an exciting Welsh business with a clear creative vision. It’s been especially rewarding to see the positive impact this funding has already had, and I’m proud to have helped provide a solution that supports both Matthew’s current needs and future growth.”
Get in touch
If your business is looking for practical and accessible financial solutions, Hexa Finance is here to help. Get in touch with us to find out how we can support your growth.